Does Workers’ Compensation Cover Employees Who Travel in Winter Weather Conditions?

In West Virginia, workers’ compensation offers benefits to employees who suffer work-related injuries or illnesses. This may include those who travel as part of their job duties, even in challenging winter weather conditions.

Eligibility for Coverage

To be eligible for workers’ compensation, the injury must occur within the scope of employment. For employees who travel, the injury must happen while performing job-related tasks. For instance, if an employee drives to a worksite or meeting and gets into an accident due to icy roads, this would typically be covered under workers’ compensation.

Reporting and Filing a Claim

Employees must report work-related injuries to their employer promptly. This timely reporting is crucial to ensure the claim is processed without delays. Documentation such as medical records and incident reports will be necessary to support the claim.

Benefits Provided

Workers’ compensation benefits in West Virginia may include medical coverage for the injury, wage replacement and potentially vocational rehabilitation if the employee is unable to return to their previous job.

Exceptions and Considerations

It’s important to note that injuries sustained during typical commuting to and from work are generally not covered by workers’ compensation. However, if travel is a specific part of the job duties, such as traveling salespeople or delivery drivers, then the coverage may apply.

Learn More

Contact Thornburg Insurance Agency to review your workers’ compensation coverage.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.