Condominium Insurance in Huntington, WV
Condo living may be convenient, but it may also come with certain risks. If you own a condo unit, a condo insurance policy may protect you and your investment from substantial loss.
How Does Condo Insurance Work?
A condo insurance policy, also known as an HO-6 policy, may protect you from financial loss if your unit gets damaged by a covered risk such as fire, vandalism, theft or certain natural disasters. It may also be beneficial if you’re held liable for somebody else getting injured in your unit.
What Does Condo Insurance Cover?
Your condo coverage may depend on your insurer and personal preferences. However, a standard policy may provide the following:
- Dwelling coverage may cover your unit in case of damage caused by fire, burst pipe, lightning, certain weather events, theft or vandalism.
- Personal liability coverage may pay for losses and expenses if you’re held liable for third-party bodily injury or damaging someone else’s property.
- Personal property coverage may pay for the replacement cost of your belongings, such as appliances, clothing, electronics or furniture.
- Additional living expenses coverage may cover food, shelter and other expenses if you’re forced to vacate your home due to a covered incident.
How to Get Condo Insurance
Contact Thornburg Insurance Agency today to learn more or request a personalized quote.